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With rising wages and soaring costs, Gen Z is defining what it means to be a US consumer. By 2030, they will have amassed $36T in income, but high costs come with rising challenges. How will they shape the future economy?
Get the latest insights from Bank of America on how Gen Z is shaping our global economy.
Last month, Microsoft released its 2025 Responsible AI Transparency Report, demonstrating the company’s sustained commitment to earning trust at a pace that matches AI innovation. The report outlines new developments in how we build and deploy AI systems responsibly, how we support our customers, and how we learn, evolve, and grow. It highlights our strengthened incident response processes, enhanced risk assessments and mitigations, and proactive regulatory alignment. It also covers new tools and practices we offer our customers to support their AI risk governance efforts, as well as how we work with stakeholders around the world to work towards governance approaches that build trust.
You can read the report here.
Is the age of humanoid robots here? What makes them different from industrial robots? AI is unlocking a new era of machines, and the robot next door is closer than you think.
Humanoid robots are on the rise. Subscribe to Bank of America Institute to see what's next.
Last month, Microsoft released its 2025 Responsible AI Transparency Report, demonstrating the company’s sustained commitment to earning trust at a pace that matches AI innovation. The report outlines new developments in how we build and deploy AI systems responsibly, how we support our customers, and how we learn, evolve, and grow. It highlights our strengthened incident response processes, enhanced risk assessments and mitigations, and proactive regulatory alignment. It also covers new tools and practices we offer our customers to support their AI risk governance efforts, as well as how we work with stakeholders around the world to work towards governance approaches that build trust.
You can read the report here.
Hiring is picking up despite falling inventory growth, and southern cities are leading the way in small business hiring. But can supply hold up?
Subscribe to Bank of America Institute and read the full analysis to see what’s driving this shift.
Last week, Microsoft released its 2025 Responsible AI Transparency Report, demonstrating the company’s sustained commitment to earning trust at a pace that matches AI innovation. The report outlines new developments in how we build and deploy AI systems responsibly, how we support our customers, and how we learn, evolve, and grow. It highlights our strengthened incident response processes, enhanced risk assessments and mitigations, and proactive regulatory alignment. It also covers new tools and practices we offer our customers to support their AI risk governance efforts, as well as how we work with stakeholders around the world to work towards governance approaches that build trust.
You can read the report here.
Five years ago, Microsoft set bold 2030 sustainability goals: to become carbon negative, water positive, and zero waste—all while protecting ecosystems. That commitment remains—but the world has changed, technology has evolved, and the urgency of the climate crisis has only grown. Earlier this month, they launched the 2025 Environmental Sustainability Report, offering a comprehensive look at the journey so far and how Microsoft plans to accelerate progress.
You can read the report here.