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Five forces that shaped 2025

From a resilient but divided consumer economy to cooling small business hiring, tighter housing affordability, and AI’s shift from buzzword to economic engine, 2025 revealed a “K-shaped” recovery and rapid technological transformation. Bank of America Institute’s 2025 Year in Review distills the data behind the year’s defining trends. Explore the 2025 Year in Review from Bank of America Institute.

A tryptych on employees at Microsoft
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Building community-first AI infrastructure

Microsoft unveiled a new set of commitments guiding its community‑first approach to AI infrastructure development. The strategy focuses on energy affordability, water efficiency, job creation, local investment, and AI‑driven skilling. As demand for digital infrastructure accelerates, the company is pushing a new model for responsible datacenter growth — one built on sustainability, economic mobility, and long‑term partnership with the communities that host it. The move signals how AI infrastructure is reshaping local economies and what people expect from the tech shaping their future. Read the full blog here.

BofA awards $1 billion in stock to non-executive employees
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BofA awards $1 billion in stock to non-executive employees

Our sharing success program reflects BofA’s commitment to teammates and driving economic opportunity for employees and communities. The Proof: Since 2017, our program has awarded nearly $6.8B to employees—recognizing their contributions and investing in their future. Learn more.

A tryptych on employees at Microsoft
Sponsored posts

Building community-first AI infrastructure

Last week, Microsoft unveiled a new set of commitments guiding its community‑first approach to AI infrastructure development. The strategy focuses on energy affordability, water efficiency, job creation, local investment, and AI‑driven skilling. As demand for digital infrastructure accelerates, the company is pushing a new model for responsible data center growth — one built on sustainability, economic mobility, and long‑term partnerships with the communities that host it. The move signals how AI infrastructure is reshaping local economies and what people expect from the tech shaping their future. Read the full blog here.

Digital code on blockchain
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Crypto goes steady

A new US regulatory framework sets clear rules for stablecoins, defining issuer responsibilities and laying the groundwork for consistent federal and state oversight. With guardrails in place, stablecoins are shifting from crypto experiment to payment infrastructure. Explore the stablecoin framework with Bank of America Institute.

Tools & Weapons with Brad Smith | AI Diffusion Report
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Tools and Weapons – A special edition on the AI Diffusion Report, with Juan Lavista Ferres

In this special edition of Tools and Weapons, Microsoft Vice Chair and President Brad Smith sits down with Juan Lavista Ferres, Chief Data Scientist and Director of the AI for Good Lab, to unpack the most striking insights from Microsoft’s newly released AI Diffusion Report. Their conversation explores the growing reach of generative AI, the accelerating pace of technological progress, and what this moment means for societies and economies around the world. The discussion examines how generative AI is spreading globally, and why the speed of diffusion will determine who benefits most. Together, they highlight countries leading the charge, including the UAE, Singapore, and South Korea, and explore the rise of models such as China’s DeepSeek across parts of Africa, offering a clear-eyed look at how AI adoption is reshaping global power, opportunity, and impact. Subscribe and find new episodes of Tools and Weapons wherever you listen to podcasts.

Economic Trends Shaping 2026: Trade, AI, Small Business
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Economic Trends Shaping 2026: Trade, AI, Small Business

Mastercard Economic Institute's Outlook 2026 explores the forces redefining global business. Tariffs, technology, and transformation define an adaptive economy for the year ahead. Expect moderate growth amid easing inflation, evolving fiscal policies, and rapid AI adoption, driving productivity. Digital transformation for SMEs and shifts in trade and consumer behavior will shape strategies worldwide. Stay ahead with insights to help navigate complexity and seize emerging opportunities. Learn more here.

Surgery’s robotic shift
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Surgery’s robotic shift

While surgeons remain fully in control, technological advances are expanding the use of surgical robots in operating rooms. As adoption accelerates, so do the expectations for patient outcomes and surgical care. Track medical innovation trends with Bank of America Institute.

Ed Policy and Brad Smith seated at a table with microphones
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Tools and Weapons – In Conversation with Ed Policy

In this episode of Tools and Weapons, Microsoft Vice Chair and President Brad Smith sits down with Ed Policy, President and CEO of the Green Bay Packers, to discuss how purpose-driven leadership and innovation are shaping the future of one of the world’s most iconic sports franchises. Ed shares how technology and community-focused initiatives, from Titletown Tech to health and safety innovations on the field, are transforming not just the game of football, but the economy and culture of Green Bay itself. He explains how combining strategic vision with investment in local startups is keeping talent in the Midwest and creating opportunities that extend far beyond Lambeau Field.

Subscribe and find new episodes monthly, wherever you listen to podcasts.

Economic Trends Shaping 2026: Trade, AI, Small Business
Sponsored posts

Economic Trends Shaping 2026: Trade, AI, Small Business

Mastercard Economic Institute's Outlook 2026 explores the forces redefining global business. Tariffs, technology, and transformation define an adaptive economy for the year ahead. Expect moderate growth amid easing inflation, evolving fiscal policies, and rapid AI adoption, driving productivity. Digital transformation for SMEs and shifts in trade and consumer behavior will shape strategies worldwide. Stay ahead with insights to help navigate complexity and seize emerging opportunities. Learn more here.