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AI can accelerate solutions to global challenges, but the gap between potential and practice is widening. The challenge: unlock its promise while ensuring responsible governance.

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Last week, Microsoft released its 2025 Digital Defense Report, highlighting the evolving cybersecurity landscape and Microsoft's commitment to defending against emerging threats. The report provides an in-depth analysis of the current threat environment, including identity and access threats, human-operated attacks, ransomware, fraud, social engineering, and nation-state adversary threats. It also outlines advancements in AI for cyber-attack and defense, as well as the emerging cybersecurity threat of quantum technology. The report emphasizes the need for international collaboration, proactive regulatory alignment, and the development of new tools and practices to enhance cybersecurity resilience. Explore the report here.

Household moves are down 20% from pre-pandemic levels. With many families locked into lower rates, housing supply is tight — especially in the Northeast and West. Unless affordability improves, migration may stay muted.

Find out where moving trends are headed next from Bank of America Institute.

Earlier this month, Microsoft released the 2025 TechSpark Impact Report, which highlights how the company is assisting regions across the US in achieving these goals. Since its launch, TechSpark has obtained over $700 million in community funding, supported more than 65,000 people in developing digital skills, and, thanks to the work of TechSpark Fellows, catalyzed $249M+ in funding and upskilled 34,600 individuals across 46 communities — highlighting the ripple effect of local leadership and innovation.

Learn more about this progress in the 2025 report here.

From robotaxis to self-driving trucks, breakthroughs in AI and falling tech costs are reshaping transportation. Explore how autonomous vehicles could unlock a $1.2 trillion market by 2040.

Subscribe to Bank of America Institute to stay ahead of the trends.

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